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It's a mastercard and can be used anywhere it comes with a very high interest rate but it's a soft pull. You can accept the offer without completing a purchase. I tried west elm,. I was trying to see if i could generate a popup preapproval from victoria secret or express, buckle etc. I went to the victoria's secret website to buy a few items for my daughter. To my amazement approved for $350!!! ) first unsecured card since all of my charge off's.